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Understanding the Lawyers on Retainer Concept

Posted on March 1, 2019 in Uncategorized

In this life, people cannot do without the services of a good lawyer. Crime happens everyday around us. Sometimes we find ourselves in rare situations that make us suffer unfairly. Other personal circumstances such as bankruptcy, real estates and mortgage force us to hire lawyers. In one word, good lawyers are very imperative. Dealing with lawyers is not a simple thing. Many issues concerning hiring lawyers are crucial and they come first. For example, you many find yourself hiring lawyers on retainer. These lawyers are not any different from those you know.

The lawyers only ask for a retainer fee so that they can give you their services. What is a retainer fee? This type of a fee is on hourly basis. It is different from the normal charges you pay a lawyer because of defending your position in court. They include the following:

• Consultation fees – Before you can start working with a given lawyer, you have to set a few appointments with him or her.

• Research work – After listening to your side of story, your lawyer spends some time doing research to help you. You will have to pay for his or her time.

• Interviews – as the lawyer studies your case, you and him or her will look for possible witnesses. Then, your lawyer has to conduct an interview with each witness. Most lawyers want to receive a pay for their time.

Lawyers on retainer want only to ascertain your seriousness in the entire procedure. That is why they will ask for a specific deposit first. When looking for this kind of a lawyer, examine your budget first. Most people desire to save up money in legal matters as much as possible. You should look for a cheaper hourly rate lawyer. Some people do not take it kindly. However, if you think about it, you put aside huge amounts of money as down payment for the assets you love.

If you plan to hire a lawyer about a case related to the same assets, you should not feel bad if ask to pay a retainer fee. A retainer fee is just a small deposit compared to other types you have paid before. The more you refuse to pay the fee, the more you delay your justice. Even so, take your time to select a good lawyer. There is a big chance that you will sort out good lawyers from bad lawyers if you take your time. When you find a good lawyer, make sure that all retainer agreements are in writing.

Then you and your lawyer should sign the document. This is a good way of building a relationship with the attorney. The document should demonstrate how the lawyer allocates the money through out the legal procedure. You should not work with any lawyers on retainer if they cannot follow the document stipulating your agreements. The best place to look for these lawyers is the Internet. Many lawyers who could proof their expertise exist.

Lawyers Chapter 7 Bankruptcy Fees Still Rising, Debtors Only Real Option to Afford Bankruptcy Today

Posted on February 24, 2019 in Uncategorized


The legal costs to prepare bankrupt petition, particularly using lawyers to do it, have continued to rise and rise since the U.S. Congress overhauled U.S. bankruptcy laws in 2005. These lawyers costs for bankruptcy have now progressively risen to the point where they have become simply too expensive for the American consumer filing for personal bankruptcy, according to several reports and studies made by the government and independent researchers. Indeed, so expensive that for a growing number of debtors, the lawyers fees for bankruptcy are PROHIBITIVELY expensive – that is, they are so high that, although those debtors fully qualify for and wish to file for bankruptcy protection, they are unable to file since they simply cannot afford it.

For starters, a report issued in July 2008 by the U.S. Government Accountability Office (GAO), said bankrupt lawyers’ fees for individuals who file for Chapter 7 bankruptcy court protection, increased by 51% since the new law, the Bankruptcy Abuse Prevention and Consumer Protection Act or BAPCP, took effect in October 2005. By that report’s calculations, as of that time of that report, attorneys’ fees for bankruptcy had risen by slightly more than 50 percent of its previous pre-2005 law costs.

According to the said GAO report, since this new law, the average bankrupt lawyer’s fee for a Chapter 7 case – the simplest type of bankruptcy which involves the debtor’s assets, if at all he has any, being liquidated and his debts being wiped clean – climbed to $1,078 in February and March of 2007, as compared with $712 for the same period in 2005. For Chapter 13 type of bankruptcies – which is the type of bankruptcy which allows the debtor to develop a court-approved Repayment plan to repay the creditors – the attorney’s median fee for handling it rose to $3,000 in February 2008, from $2,000 just before the law was passed.

•So, what’s the bankruptcy filer’s option when you simply can’t afford the bankruptcy lawyer’s fees? Is it to prepare the bankrupt petition? To file without a lawyer? Or is it to file using a non-attorney expert such as a Petition Preparer Bankrupt?

According to many experts, such increased and heavier lawyers fees for bankruptcy, has created a significant hurdle for financially strapped individuals to be able to file for bankruptcy, or, even more importantly, for such debtors to be able to avail themselves of their Constitutional right to seek the bankruptcy protection guaranteed them as Americans under Article 1, Section 8 of the U.S. Constitution mandating Congress “to establish uniform laws on the subject of bankruptcies throughout the United States” for all qualified citizens.

“That [the increased legal costs] is a significant amount of money for the average American family, let alone a family on the verge of bankruptcy,” said University of Illinois law professor Robert Lawless. “It’s very possible to be too poor to be in bankruptcy because you can’t afford the filing.”

In effect, what it means is that practically the only thing that the 2005 “reform” bankruptcy law seem to have accomplished, is that it has made the bankruptcy lawyers richer.

It has, on the other hand, woefully failed in the task of attaining the primary mission for which it had ostensibly been enacted – namely, to curtail the rate of filing bankruptcy among the American consumers. As we speak today, Americans are experiencing a remarkable rate of one bankruptcy case being filed every 20 seconds, with well over 2 million Americans involved in the filing of bankruptcy in the 2008 fiscal year. Nationally, this represents a 20% increase over the already high levels in 2009. In Arizona, the increase was an astounding 52%. The Central District of California (Los Angeles) wasn’t far behind with an incredible increase of 48.2%


So, how do you file affordable personal bankruptcy? And how do you avoid high bankrupt lawyers fees?

Fortunately for debtors, believe it or not, there are some one or two real good alternatives available for debtors which they can use to file for bankruptcy and get their bankruptcy protection alright – just as good as the average debtor would get who uses the expensive services of a lawyer. But, this time, at very low-cost and far less expensive cost that virtually every debtor can afford. And, believe it or not, it is an option that is specifically provided you by law under do U.S. bankruptcy Code.

And what is that?

Put simply, it is the option provided by the Bankruptcy Code itself. In a nutshell, the Code [specifically at Section 527(b) Of The Bankruptcy Code] provides the debtor THREE legitimate sources by which he/she can get assistance in the filing of his/her bankruptcy:

1) basically, the debtor may study up on how to do it and do the bankruptcy work himself; or,
2) the debtor may hire a bankruptcy lawyer to do it for him; or,
thirdly,) the debtor may hire a Federal government-approved person or agency known as a Bankruptcy Petition Preparer, meaning a competent or trained person or agency who is not an attorney but is expert at doing the bankruptcy papers, to do it for you. This expert’s specialty is basically to prepare bankrupt petition and avoid or dramatically cut down on high bankrupt lawyers fees!

Now, we’ll just assume that you do not want to or just don’t have the knowledge or confidence to do the bankruptcy work yourself.

FACT: As is crystal clear to all from the facts that are earlier set forth above, a large and still growing number of eligible debtors who wish to file for bankruptcy and are qualified, simply can’t afford the bankruptcy lawyer or their high fees, and for such persons their only realistic “choice” otherwise is to go without the Constitutional right to protection of bankruptcy. And, given that reality, there seems to be ONLY one realistic choice left for the debtor who is serious about filing bankruptcy to adopt – selecting and hiring a competent and reliable Federal government-approved person or agency, known as a Bankruptcy Petition Preparer (also called Debt Relief Agency or Agent), to do it for you.

A Bankruptcy Petition Preparer (assuming, at least, the one you select is a good and competent one among them) is an experienced or trained person or agency who is not an attorney, but who is expert at doing the bankruptcy papers and also knows intimately the different procedures involved in the filing and processing of bankruptcy cases. They charge at a mere fraction of what it would cost you using an attorney (since they don’t charge, as bankruptcy attorneys do, “attorney rates” based on “per hour” billing. Compared to the lawyer’s average fee of $150 to $2,500 today for a simple Chapter 7 bankruptcy, the average charge by the Bankruptcy Petition Preparer (the better ones among them) for the paperwork for the same Chapter 7, ranges anywhere from $190 to $250 – whopping a cost ratio of 1 to 10, or 1 to 15.

THE BOTTOM LINE: Do you, perhaps, fall among those growing number of debtors in America today who just can’t afford filing for bankruptcy simply because you can’t afford the bankrupt lawyer’s fees? Then, realistically, you really have just one option left for you – hiring a legally approved Petition Preparer Bankrupt or Debt Relief Agent, which is a position approved by Congress under the bankruptcy law, and letting him or her assist you in doing the bankruptcy papers and filing them at a far lower cost rate that you can usually afford

POINTER: But the KEY is, you MUST be sure to hire a good, competent, proven and reliable one that can properly get the job done for you!


For more information on how to end the “too broke to even declare bankruptcy” problem by using a good Federally-approved Debt Relief Agency or Bankruptcy Document/Petition Preparer to do a successful bankruptcy for you at an incredibly low cost that you can well afford, or how, especially, to be sure to use a good, competent, proven company that you can well rely on to properly get the job done for you, please visit this site:


Lawyer Video – 5 Questions You Must Ask When Choosing a Web Video Company

Posted on February 21, 2019 in Uncategorized

Congratulations! You’ve decided to create attorney video. You recognize the importance of video for a viewer searching for a lawyer in your specialty. You’ve decided not to create video yourself and instead are looking for a video company to do everything for you. Where do you begin to look?

Online. Where do you look online? YouTube is a good start. Do a search for attorneys in your specialty. Watch those videos. See what you like, and importantly, what you don’t like. In the description sidebar, look to see which company created that lawyers’ video. Then call that company. Alternatively, do a Google search for ‘lawyer video company’, or ‘video for lawyers’.

Here are 5 questions you must ask to make sure you compare apples to apples and not apples to oranges.

1. How long does it take to shoot my video?
2. How many video clips do I get for that video shoot?
3. How long will each completed video clip be?
4. How much will it cost to create my video?
5. Will you upload my videos to video sharing sites and optimize the videos so the search engines can find my videos?


1. Is the video producer a lawyer? Why is this important? Because most video producers do not know what your potential clients look for when searching for an attorney online. As an attorney, I have the unique ability to know what a potential client looks for when doing an online search for a lawyer.

2. How much will you charge me when I want to do another series of videos next month? And the month after that? Why is that important? After your first series of videos, you will soon realize that you have so much more information to offer online viewers. Only by creating a series of videos will you be able to create effective, educational and fresh video content.

The answers to these important questions will surprise you. When comparing video companies do not choose one based solely on price alone. Instead, look to the value and experience that the company and the producer can give you. Only then can you make an educated decision about which video company is right for you.

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